Fresh faces, interest rates are
High, very beautiful it's
That time of year to spread some cheer
Gifts for everyone, don't
Care cost is relative I
Get thirty days to pay
Never thinking will I have this money
I will make my minimum payment
I will make my minimum
Payment
You work so hard for your money
Why would you be so willing
To throw it away
I understand one thing, that
You do need credit
But that doesn't mean you have to
Become a slave
Never thinking will I have this money
I will make my minimum payment
I will make my minimum
Payment
That's exactly what they want
Don't fool yourself
If you cannot afford it, don't buy
They got your wrapped
Around their finger
That's their policy
The more you spend
The more you owe
[00:00.00] Fresh faces, interest rates are
[00:09.24]High, very beautiful it's
[00:12.00]That time of year to spread some cheer
[00:17.58]Gifts for everyone, don't
[00:19.98]Care cost is relative I
[00:22.74]Get thirty days to pay
[00:27.90]Never thinking will I have this money
[00:30.51]I will make my minimum payment
[00:34.17]I will make my minimum
[00:39.42]Payment
[00:47.82]You work so hard for your money
[00:51.15]Why would you be so willing
[00:53.76]To throw it away
[00:58.20]I understand one thing, that
[01:00.36]You do need credit
[01:01.71]But that doesn't mean you have to
[01:04.11]Become a slave
[01:08.52]Never thinking will I have this money
[01:11.16]I will make my minimum payment
[01:14.82]I will make my minimum
[01:19.86]Payment
[01:23.52]That's exactly what they want
[01:26.16]Don't fool yourself
[01:27.33]If you cannot afford it, don't buy
[01:33.39]They got your wrapped
[01:34.68]Around their finger
[01:36.51]That's their policy
[01:38.13]The more you spend
[01:39.18]The more you owe