学校要教学生的五件事(2/6)

歌手: 英语听力 • 时间:

📝 纯歌词版本

The first thing is personal finance.
Every week or so, there always seems to be a new article
in CNN, USA Today, or Yahoo
about young adults struggling with debt,
whether it be from credit cards or loans in general.
High interest rates,
hidden fees,
not consolidating debt-
these terms and concepts
are mostly unknown to young adults
and because of that ignorance,
they tend to make big errors in judgment.
Credit score is another big thing.
A lot of young adults don't bother to check up on it
to make sure there are no errors with it.
Your credit score is your report card in the real world
and it comes into play
when you're buying a car,
renting your first apartment,
and even when you're getting a job.
Protect that at all costs.
Learn what drives your credit score down.
Learn what drives your credit score up.
Check up on it every now and then
to ensure nothing is wrong with it.

🎵 LRC歌词版本

[00:00.000]The first thing is personal finance.
[00:03.539]Every week or so, there always seems to be a new article
[00:08.653]in CNN, USA Today, or Yahoo
[00:12.323]about young adults struggling with debt,
[00:15.370]whether it be from credit cards or loans in general.
[00:19.139]High interest rates,
[00:21.268]hidden fees,
[00:22.426]not consolidating debt-
[00:24.249]these terms and concepts
[00:26.655]are mostly unknown to young adults
[00:29.125]and because of that ignorance,
[00:31.309]they tend to make big errors in judgment.
[00:34.130]Credit score is another big thing.
[00:37.060]A lot of young adults don't bother to check up on it
[00:41.585]to make sure there are no errors with it.
[00:44.166]Your credit score is your report card in the real world
[00:48.550]and it comes into play
[00:50.218]when you're buying a car,
[00:51.869]renting your first apartment,
[00:53.820]and even when you're getting a job.
[00:56.195]Protect that at all costs.
[00:59.442]Learn what drives your credit score down.
[01:03.303]Learn what drives your credit score up.
[01:06.409]Check up on it every now and then
[01:09.171]to ensure nothing is wrong with it.

🌍 纯翻译歌词

首先是个人理财。
CNN,《今日美国》,还有雅虎
差不多每周都会出一则
有关于年轻人欠债的报道,
这些人通常因信用卡或者贷款债务缠身。
年轻人对高利率,
隐藏开销
以及非合并债务
这些名词
几乎毫无概念,
而且由于这方面的无知
使得他们在判断的时候往往犯了致命的错误。
信用评分也是不可忽视的。
许多年轻人不厌其烦地对此核实
就是为了确保它没有出错。
你的信用评分代表着你在现实社会中的信誉报告单。
当你需要买车,
第一次租房
甚至找工作的时候
它便开始发挥作用。
不惜一切代价保护你的信用。
弄明白为什么你的信用评分会降低,
为什么会上升。
时不时地核实一下
以确保万无一失。

🔤 LRC翻译歌词

[by:陆蕴]
[00:00.000]首先是个人理财。
[00:03.539]CNN,《今日美国》,还有雅虎
[00:08.653]差不多每周都会出一则
[00:12.323]有关于年轻人欠债的报道,
[00:15.370]这些人通常因信用卡或者贷款债务缠身。
[00:19.139]年轻人对高利率,
[00:21.268]隐藏开销
[00:22.426]以及非合并债务
[00:24.249]这些名词
[00:26.655]几乎毫无概念,
[00:29.125]而且由于这方面的无知
[00:31.309]使得他们在判断的时候往往犯了致命的错误。
[00:34.130]信用评分也是不可忽视的。
[00:37.060]许多年轻人不厌其烦地对此核实
[00:41.585]就是为了确保它没有出错。
[00:44.166]你的信用评分代表着你在现实社会中的信誉报告单。
[00:48.550]当你需要买车,
[00:50.218]第一次租房
[00:51.869]甚至找工作的时候
[00:53.820]它便开始发挥作用。
[00:56.195]不惜一切代价保护你的信用。
[00:59.442]弄明白为什么你的信用评分会降低,
[01:03.303]为什么会上升。
[01:06.409]时不时地核实一下
[01:09.171]以确保万无一失。

📝 纯歌词版本

The first thing is personal finance.
Every week or so, there always seems to be a new article
in CNN, USA Today, or Yahoo
about young adults struggling with debt,
whether it be from credit cards or loans in general.
High interest rates,
hidden fees,
not consolidating debt-
these terms and concepts
are mostly unknown to young adults
and because of that ignorance,
they tend to make big errors in judgment.
Credit score is another big thing.
A lot of young adults don't bother to check up on it
to make sure there are no errors with it.
Your credit score is your report card in the real world
and it comes into play
when you're buying a car,
renting your first apartment,
and even when you're getting a job.
Protect that at all costs.
Learn what drives your credit score down.
Learn what drives your credit score up.
Check up on it every now and then
to ensure nothing is wrong with it.

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